Taxpayers should consider ITR-U if they omitted income, wrongly claimed deductions or exemptions, or made reporting errors that led to a shortfall in tax payment.
The most common mistake is investing without assessing suitability and long-term implications.
'Trading without strict position sizing, stop-loss discipline, or a clear exit plan almost guarantees losses.' 'Chasing tips, reacting to intraday noise, or assuming frequent trading improves outcomes are equally damaging habits.'
The deal shifts the US posture towards India from hostile to neutral, and that matters for growth, points out T T Ram Mohan.
Wedding insurance goes far beyond protecting against cancellations.
Leading stock exchange BSE on Monday cautioned investors to remain vigilant against deepfake video of its CEO giving stock recommendations and investment advice on social media platforms. The exchange emphasised that the video is unauthorised and fraudulent, and its officials are not permitted to provide any stock tips.
Fund managers advise conservative investors to cap midcap exposure at 10 to 15 per cent of their equity portfolio.
Raising a child as a single mother in India can be challenging, especially when it comes to managing finances.
'This leading filmmaker told me: "Don't let the industry cake you up with makeup and wigs. You are a breath of fresh air".'
With medical inflation hovering at around 13-14 per cent annually, policyholders must reassess their sum insured once every two years.
Largecap equity funds remain suitable for conservative and moderate risk-taking investors seeking relatively stable returns.
While investments are typically reviewed annually, risk cover is often left unchanged for years.
Investors must account for currency depreciation in their financial plans and use instruments that can cushion the erosion in purchasing power.
'We expect modest returns in 2026 versus the steep gains seen over the past few years.'
: Build lasting wealth via disciplined, long-term mutual fund investing in India's compounding marathon, Shanaihi, Shanaihi, says Ramalingam Kalirajan
This exercise allows investors to realign their portfolios with changing market conditions and evolving personal objectives.
Aggressive pricing by brands have made the 5g mobile phone affordable; you can get good options around Rs 10,000.
Bangla Inside Story: Players kept mum in-front of Nazrul, BCB's annual income could dwindle by 60%
While EPF rewards patience and compounds your money, inflation decides how far your money really goes.
Investors encountering underperformance must be patient.
'Exiting during corrections tends to lock in losses. Patient investors have benefited from holding through similar drawdowns in past cycles.'
India's shopping carts on Blinkit turned into quiet storytellers this year.
Real wealth isn't built on random bets; it's built on disciplined, guided portfolio strategies that can withstand market ups and downs, says Ramalingam Kalirajan.
'Stopping now would defeat the core purpose of an SIP, which is to average out the purchase cost over market cycles.'
'Pick a sum insured that realistically covers major hospitalisation costs in your city.'
Investors seeking higher returns at relatively higher risk should consider allocation to smallcap equity funds.
'People try to repay the BIGGEST LOAN first. Actually, you should repay the most expensive loan first.'
Young earners with high incomes and few responsibilities can save more than 30 per cent, while those with low salaries and high expenses may save less.
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People connect with people. No matter how small your brand is, when you share your journey or the why behind your business, you automatically humanise your brand and make it unique as compared to faceless competitors, says Vinayak Burman.
Before booking a flat, buyers should confirm that the project is registered with the state's Rera portal.
Make sure the rider adds value rather than just adding to cost.
Avoid donating without checking the receipt proforma showing the political party's ECI registration number and PAN.
Largecap equities are less volatile than mid- and smallcap stocks, making them suitable for risk-averse investors.
'Reviewing terms such as war, invasion, acts of foreign enemies or hostilities, which often appear in industry exclusion lists, can help avoid surprises at the time of claim.'
rediffGURU Dr Upneet Kaur explains how to discuss and resolve financial arguments in a relationship.
New investors or those with lower-than-planned exposure should add US-oriented funds through SIPs.
The income tax department will allow people to file 'belated return' until December 31.
Those who have binged on credit must spend less, cut discretionary expenses, and focus on repayment.
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